Our Company, on behalf of its client, seeks to cover the position of the: Credit Officer.
Location: Cyprus
Salary: Basic monthly 2.200€ gross
Responsibilities
• interview applicants to determine financial eligibility for loans, request specified information
• counsel applicants on loan repayments policies and restrictions, counsel clients on personal financial problems
• research lenders to find the lowest rate possible for a loan
• set up repayment plans and modify existing setup if necessary
• maintain and review account records, updating and categorizing them according to status changes, ensure loan applications are complete and correct
• analyze potential loan markets to find opportunities to promote loans and financial services
• work with consumers who are behind on their payments for current loans and help them avoid defaulting on the loans
• act as a liaison between the consumer and the lending institution
• justify decisions (approvals/rejections) and report on them
• operate in compliance with laws and regulations and adhere to lending compliance guidelines